Medicare Part D

Presciption Drug Plans

Medicare Part D  prescription plans are insurance for your medication needs.  You pay a monthly premium to your insurance carrier for your part D plan.  Depending on the plan, you will pay a co-pay or a percentage of the cost of each prescription, your insurance company will pay the rest. There are a variety of Medicare prescription plans to fit your particular needs.

With Original Medicare, the Part D Plan is separate from Medicare Part A and B.  With a Medicare Advantage plan, it is usually included in the same plan along with Part A and B. You CANNOT apply for Medicare Part D if you are enrolled in a Medicare Advantage Plan, so check before you sign up.


Important Tips and Tricks

You may be eligible for help with your Medicare Part D Premium or your co-payments.  To learn more, click on the Extra Help tab above.

If you already have Prescription Coverage through another plan you will want to understand how Part D works with your coverage before making any changes or enrolling in Part D.  The list of other plans and how Medicare Part D works with them is located here. has created a booklet called "Things to think about when you compare Medicare drug coverage."