Part D Prescription Drug Plan

Medicare Part D  prescription plans are insurance for your medication needs.  You pay a monthly premium to your insurance carrier for your part D plan.  Depending on the plan, you will pay a co-pay or a percentage of the cost of each prescription, your insurance company will pay the rest. There are a variety of medicare prescription plans to fit your particular needs.

 

With Original Medicare, the Part D Plan is seperate from Medicare Part A and B.  With a Medicare Advantage plan  it is usually included in the same plan along with Part A and B. You cannot apply for Medicare Part D if you are enrolled in a Medicare Advantage Plan, so do check before you sign up if a prescription coverage plan is important to you.

 

Different plans offer different formularies.  Costs for the same drug may vary from plan to plan, so if you regularly take medication it's important to check plans to make sure your medications are covered on the plan you select.

 

You may be eligible for help with your Medicare Part D Premium or your co-payments.  To learn more, click on the Extra Help/Medicare Savings tabs above.

 

If you already have Prescription Coverage through another plan you will want to understand how Part D works with your coverage before making any changes or enrolling in Part D.  The list of other plans and how Medicare Part D works with them is located at https://www.medicare.gov/drug-coverage-part-d/how-part-d-works-with-other-insurance.

 

Medicare.gov has created a booklet called "Things to think about when you compare Medicare drug coverage."  https://www.medicare.gov/media/4661

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Our vision is to make a positive difference in the lives of Medicare eligible tribal members. Our mission  is to save members money and help them receive the most benefits available to them.

Contact you local tribal health agent to discover the benefits that best fit your needs.   You may also qualify for additional benefits and income.

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